Market-proof your money.

• No stock market risk. Ever.

• Fixed rate of interest for a fixed number of years.

A.M. Best rating A- Excellent.     

• 4th Highest Rating 

Other important facts.  

• Only $10,000 minimum premium needed.

   • Short time commitment, only 3 years.

• Eligible for IRA/Roth IRA.

What's the best rate your bank is offering?

•Best 3 year CD rate in the country is 1.3%,

according to Bankrate.com

Interest is tax deferred until it is withdrawn.

• Annuities receive special tax status as retirement savings vehicles. Your interest will be tax deferred until it is withdrawn.

10% Free withdrawal after first year.

       • Avoids substantial penalty for early withdrawal.